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Premium Financing

Best Home & Personal Loans

Compare top-rated loan options tailored to your needs. We analyze interest rates, flexibility, and processing times to save you money.

15
Loans Matched
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Loan Type

Provider

Max Interest Rate (%)

Max Tenure (months)

Minimum Income

Bank of Baroda Home Loan
Bank of Baroda

Bank of Baroda Home Loan

Affordable home loans with customized repayment options and attractive interest rates for purchase, construction, or renovation of your dream home.

Interest7.2% p.a.
Max Tenure30 Years
Processing FeeUp to 0.50% of loan amount, Min ₹8,500
Typehome

"Best for borrowers looking for the lowest market interest rates from a public sector bank."

Lowest Interest RateBalance Transfer AvailableTop-up Loan OptionDigital ApprovalNo Pre-payment Penalty
SBI Regular Home Loan
SBI

SBI Regular Home Loan

India's most trusted home loan product with lowest interest rates, zero hidden charges, and wide network of branches for doorstep service.

Interest7.25% p.a.
Max Tenure30 Years
Processing Fee0.35% of loan amount, Min ₹2,000 + GST
Typehome

"Best for first-time home buyers who value transparency and a trusted legacy brand."

Trusted BrandOverdraft FacilityNo Hidden ChargesDaily Reducing BalanceConcession for Women
ICICI Bank Home Loan
ICICI Bank

ICICI Bank Home Loan

Quick and convenient home loans with digitised processing, instant sanctions for existing customers, and flexible tenure options.

Interest7.45% p.a.
Max Tenure30 Years
Processing Fee0.50% - 2.00% of loan amount
Typehome

"Best for salaried professionals who want a fast, high-tech, and hassle-free loan experience."

Instant SanctionDigitised ProcessPre-approved OffersFlexible RepaymentInsurance Integration
HDFC Bank Home Loan
HDFC Bank

HDFC Bank Home Loan

Expert guidance and customized home loan solutions from India's leading private sector bank, offering seamless processing and competitive rates.

Interest7.9% p.a.
Max Tenure30 Years
Processing FeeUp to 0.50% of loan amount or ₹3,000 (whichever is higher)
Typehome

"Best for middle-income families and those needing expert property advisory along with finance."

Expert CounselingPost-Merger BenefitsReach Loans for Informal IncomeProperty Search ServicesCustomized Tenure
Axis Bank Home Loan
Axis Bank

Axis Bank Home Loan

Flexible home loans with features like Asha Home Loans for low-income segments and QuikPay Home Loans for faster repayment.

Interest8% p.a.
Max Tenure30 Years
Processing FeeUp to 1.00% of loan amount, Min ₹10,000
Typehome

"Best for borrowers with non-standard income profiles or those wanting to earn reward points on debt."

Asha Loans for Low IncomeQuikPay for Faster RepaymentReward Points on EMIBalance TransferOnline Tracking
Kotak Mahindra Bank Car Loan
Kotak Mahindra Bank

Kotak Mahindra Bank Car Loan

Financing for both new and used cars with flexible repayment tenures, quick approvals, and competitive interest rates.

Interest8.25% p.a.
Max Tenure7 Years
Processing Fee₹3,500 to ₹6,500 based on loan amount
Typevehicle

"Best for car buyers looking for high funding (up to 90% on-road) and fast processing."

90% On-road FundingFast SanctionNew & Used CarsDigital DocumentationCorporate Discounts
Bank of India Star Vehicle Loan
Bank of India

Bank of India Star Vehicle Loan

Low-interest vehicle loans with zero hidden charges for purchasing four-wheelers and two-wheelers for personal or business use.

Interest8.25% p.a.
Max Tenure7 Years
Processing FeeNil (Special Promo) or up to ₹1,000
Typevehicle

"Best for value-conscious buyers who want a low rate with zero prepayment penalties."

Lowest PSU RateMinimal Processing FeeNo Prepayment PenaltyTwo-wheeler OptionQuick Processing
Indian Bank Car Loan
Indian Bank

Indian Bank Car Loan

Seamless vehicle financing with attractive interest rates and long repayment tenure to help you bring home your favorite vehicle.

Interest8.6% p.a.
Max Tenure7 Years
Processing Fee0.50% of loan amount
Typevehicle

"Best for buyers seeking a balanced PSU loan with a wide reach and transparent terms."

Transparent PricingLong TenureUsed Car FundingQuick SanctionWide Dealer Network
SBI Car Loan
SBI

SBI Car Loan

Financing for new cars with the option of financing up to 90% of the on-road price, offering the benefit of no hidden charges and lowest interest rates.

Interest8.65% p.a.
Max Tenure7 Years
Processing FeeNil (Online/YONO App) or up to ₹1,500
Typevehicle

"Best for SBI account holders who can use the YONO app for instant approvals and zero processing fees."

On-Road Price FundingYONO App Instant ApplyOverdraft Option (Lite)No Foreclosure ChargesCertified Pre-owned Option
Bank of Maharashtra Personal Loan
Bank of Maharashtra

Bank of Maharashtra Personal Loan

Instant personal loans for varied needs including medical, wedding, or travel with one of the lowest interest rates in the banking sector.

Interest8.75% p.a.
Max Tenure7 Years
Processing Fee1.00% of loan amount
Typepersonal

"Best for government and corporate employees looking for the absolute lowest personal loan rate."

Lowest Personal Loan RateLong Tenure (7 years)Minimal DocumentationNo Hidden ChargesFast Sanction
Axis Bank Car Loan
Axis Bank

Axis Bank Car Loan

New and used car loans with the convenience of instant sanctions, doorstep service, and attractive special interest rates for corporate employees.

Interest8.9% p.a.
Max Tenure7 Years
Processing Fee₹3,500 to ₹7,000
Typevehicle

"Best for corporate employees who want doorstep service and the luxury of 100% ex-showroom funding."

100% Ex-showroom FundingDoorstep ServiceSpecial Corporate RatesPre-approved OffersEasy Top-up
Axis Bank Personal Loan
Axis Bank

Axis Bank Personal Loan

Collateral-free personal loans with end-to-end digital processing and instant money transfer for pre-approved customers.

Interest9.5% p.a.
Max Tenure5 Years
Processing FeeUp to 2.00% + GST
Typepersonal

"Best for individuals needing large loan amounts quickly with a completely paperless experience."

Instant FundingNo CollateralDigital ProcessFlexible End-useBalance Transfer
Kotak Mahindra Bank Personal Loan
Kotak Mahindra Bank

Kotak Mahindra Bank Personal Loan

Hassle-free personal loans with quick approval, attractive interest rates, and minimal documentation for diverse financial requirements.

Interest9.98% p.a.
Max Tenure5 Years
Processing FeeUp to 3.00% + GST
Typepersonal

"Best for salaried professionals in metropolitan cities who prioritize customer service and part-payment flexibility."

Fast DisbursalLife Insurance CoverTop-up LoanOnline ManagementPart-payment Facility
HDFC Bank Personal Loan
HDFC Bank

HDFC Bank Personal Loan

Instant personal loans for and by India's leading bank, providing financial flexibility with pre-approved offers for millions of customers.

Interest9.99% p.a.
Max Tenure5 Years
Processing FeeMin ₹1,999; Max ₹4,999 + GST
Typepersonal

"Best for existing HDFC Bank customers who benefit from the famous "10-second disbursal" pre-approved loans."

10-Second DisbursalPremium ServiceNo Security RequiredFixed Monthly EMIsPersonal Accident Cover
Bajaj Finserv Personal Loan
Bajaj Finance

Bajaj Finserv Personal Loan

A unique "Flexi" personal loan that allows you to withdraw funds as needed and pay interest only on the used amount, ideal for managing fluctuating expenses.

Interest10% p.a.
Max Tenure8 Years
Processing FeeUp to 3.93% of loan amount
Typepersonal

"Best for people who need a credit line (Flexi) rather than a lump sum, and those needing a longer repayment tenure."

Flexi Loan FacilityInterest-only EMIs8-Year Tenure24-Hour DisbursalNo-collateral